I want to get my M.S. in Counseling.  I am being forced to turn down acceptance into my dream school because I make $11/hr helping people who are poor (not just low-income like me), barely got an financial aid and simply cannot afford to go $100K in debt.  Instead, I hope to “only” take out $50K to go to a state school.  I have no savings because my paycheck just barely covers rent, health insurance, and groceries.  In that respect, I am one of the lucky ones.  I am the 99%.